Reasons to Remortgage

9 Great Reasons to Remortgage

A mortgage is arguably your biggest financial commitment and streamlining the rate that you are on, has the potential to save you a lot of money. Here are our top reasons to remortgage. Why might I want to re-mortgage? My fixed rate is coming to an end and my payments are set to rise when I switch to the lender’s …

Interest Only Mortgages

Interest Only Mortgages: Is More Choice Available Now?

The interest-only mortgage option was seen as a credible path for many prospective home-owners to get on the housing ladder, but still keep their repayments at an acceptable level. There are two ways to repay a mortgage: capital repayment and interest-only repayments. With an interest-only mortgage, the monthly payment goes towards only the interest charges on the loan and does …