Insurance Protection for Families

Insurance: The Best Products for Family Protection

We’re all familiar with Life Assurance but perhaps less so with “Family Life Assurance” or Family Income Benefit, as it’s sometimes called. Fundamentally the same kind of cover, Family Life Assurance specifically gives your family added peace of mind in times of crisis. This specialist life assurance offers cover for family expenses, even if your mortgage is paid by a …

What is Support for Mortgage Interest?

What is Support for Mortgage Interest?

Support for Mortgage Interest – usually foreshortened to SMI – is a fairly new Government-sponsored initiative that is aimed at supporting some of the burden of repayment, in the form of financial aid. Designed to help those most in need and receiving benefits, the UK Government website states that “If you’re a homeowner getting certain income-related benefits you might be …

Getting more from Buildings and Contents Insurance

Getting more from Buildings and Contents Insurance

Having spent a significant amount of money to secure your property in the first instance, off course you are going to want to ensure that it is well protected.  Whilst being in possession of home and contents insurance isn’t compulsory, it is often a requirement of having a mortgage and is a highly recommended piece of protection.  Your home is …

Protect the Dream

Protect the dream you’ve worked hard to build

Our life circumstances can change remarkably quickly for ourselves and for our family, particularly if you had an accident or you suffer a long-term illness. If you are unable to work, savings can disappear very quickly as you are looking to support your family and lifestyle. We know that message will have been mentioned to you when you originally took …

What would happen if you became critically ill?

Could you afford to keep your home if you became critically ill?

As well as finding a mortgage to buy your new home, our job is to make sure you can afford to keep it should the worst happen. Life-changing events happen to people every day. Perhaps they receive a critical illness diagnosis, or have an accident that turns their life upside down. If this happened to you, we want you and …

Income Protection

UK lagging behind other countries when it comes to Income Protection

According to a major study of 11 countries by Smith School of Enterprise and Environment at Oxford University, the UK is lagging behind when it comes to the number of income protection policies in place and perceptions about income protection. Of the 11 major countries surveyed, the UK is 10th on the list for the number of people with an …

2 out of 3 people don’t have a Will. Here’s why you should

At Grange Mortgage & Protection Services we are committed to providing our clients with the best possible service. Not only are we committed to helping you to build your wealth in your lifetime, but we are equally committed to safeguarding that same wealth for your children, grandchildren, or chosen beneficiaries after you are gone. Do you have the right will …

Life with Vitality: How an insurance premium pays you to be healthy

If you’ve seen the variety of insurance policies offered by Vitality, you might know a little bit about the comprehensive level of cover on offer. What you might not be quite so aware of is the great range of benefits that comes with the policies available. Vitality’s 5 star Defaqto award-winning range of life insurance and illness policies can be …

A row of 5 houses, possibily new builds, in black and white, with one of the front doors highlighted in orange which is the colour for Grange Mortgage

The rise and rise of the ‘protection gap’ in the UK

The chances are that over the past 5 years or so your life circumstances have changed. Perhaps a new job; or you’ve bought a house; or you got married or had a child, or maybe all of these things. As our responsibilities in life increase, so does the financial pressure on our family situation if circumstances change, perhaps because of …