Insurance Protection for Families

Insurance: The Best Products for Family Protection

We’re all familiar with Life Assurance but perhaps less so with “Family Life Assurance” or Family Income Benefit, as it’s sometimes called. Fundamentally the same kind of cover, Family Life Assurance specifically gives your family added peace of mind in times of crisis. This specialist life assurance offers cover for family expenses, even if your mortgage is paid by a …

Rise in Mortgage Approvals

Rise in Mortgage Approvals

It might be easy to think that all financial news these days will be bad, so it’s nice to hear a bit of good news, and for the housing market, there is little better than something positive about mortgage approvals.  And the good news is that the latest statistics show that approvals are on their way up, and this means …

Impact of Budget on Housing market

The Impact of the 2018 Budget on the UK Housing Market

The housing market in the UK has been eagerly anticipating the direction the economy will take, and this has been recognised by Chancellor Philip Hammond, who hoped to inject some much-needed stability in the recent budget. There has been a small slowdown in housing activity, which has not been helped by some commentators predicting a slight reversal of house values …

Grange Mortgages Rebrand

Grange Mortgages celebrates 14 years of business with rebrand

Grange Mortgage & Protection Services based in Grange Park, Northampton are a mortgage and insurance brokerage with the ability to provide advice to clients all over the UK. With 2018 bringing their 14th year of business, Grange Mortgages has invested in a rebrand across their platforms to bring the business in line with their modern approach. The business specialises in …

Annual House Price Growth Slows

Annual house price growth slows to 2.0% in August

The rate at which house prices grew annually, softened from 2.5% in July to 2.0% in August, as month-on-month average house prices declined by 0.5%. What does this mean for the housing market and those with mortgages? Continuing uncertainty in the economy and a broadening concern over the direction of Brexit is perhaps creating some distress in the labour market, …

NTFC Open Day

Grange Mortgage and Protection Services supports NTFC Open Day

Last year, we announced a partnership with the NTFC Community Trust. As part of that programme of activity we were invited to participate in the club’s open training day. The open training day featured players from the first team training on the pitch, along with a mascot race, a launch of the club’s new kit,, and an opportunity for the …

Reasons to Remortgage

9 Great Reasons to Remortgage

A mortgage is arguably your biggest financial commitment and streamlining the rate that you are on, has the potential to save you a lot of money. Here are our top reasons to remortgage. Why might I want to re-mortgage? My fixed rate is coming to an end and my payments are set to rise when I switch to the lender’s …

Interest Only Mortgages

Interest Only Mortgages: Is More Choice Available Now?

The interest-only mortgage option was seen as a credible path for many prospective home-owners to get on the housing ladder, but still keep their repayments at an acceptable level. There are two ways to repay a mortgage: capital repayment and interest-only repayments. With an interest-only mortgage, the monthly payment goes towards only the interest charges on the loan and does …

Interest Rates - What's Happening?

Interest Rates: What’s Happening?

While it is often joked that property is a national obsession in the UK, we are actually a long way down the list in terms of home ownership in Europe and much of the rest of the world.  Only the Germanic countries of Germany, Austria and Switzerland have lower home ownership rates in Europe, and renting is a more usual …

UK Mortgage Lending Rises

UK Mortgage Lending Rises Ahead of a Possible Rate Rise

Those looking to purchase their own property, or even increase a buy to let portfolio, tend to keep an eye on mortgage interest rates, and act appropriately.  But those in the market for a mortgage understand the value in a good deal, and with the possibility of a rate rise looming ever closer, many banks are reporting an increased interest …