Protect the Dream

Protect the dream you’ve worked hard to build

Our life circumstances can change remarkably quickly for ourselves and for our family, particularly if you had an accident or you suffer a long-term illness. If you are unable to work, savings can disappear very quickly as you are looking to support your family and lifestyle. We know that message will have been mentioned to you when you originally took …

Our referral scheme launches

It’s a wonderful feeling for all of us at Grange Mortgages when one of our clients refers us to their friends and family. It means we’ve done a great job and our client’s are happy to recommend our service. If you’ve not got round to recommending us to your friends, family or work colleagues, perhaps our referral scheme can help …

What would happen if you became critically ill?

Could you afford to keep your home if you became critically ill?

As well as finding a mortgage to buy your new home, our job is to make sure you can afford to keep it should the worst happen. Life-changing events happen to people every day. Perhaps they receive a critical illness diagnosis, or have an accident that turns their life upside down. If this happened to you, we want you and …

We team up with NTFC and Grange Park U9s

Grange Mortgages teams up with Northampton Town Football Club as their official Mortgage Partner for season 2017/18 and also agrees to sponsor our local children’s team, Grange Park Rangers U9’s for the next 2 seasons. We’re very excited to say that we at Grange Mortgages have proudly teamed up with Northampton Town Football Club as their Official Mortgage Partner for …

A Guide to the House Purchase Process

The house purchase process is exciting, demanding and potentially frustrating. There’s a lot to consider, not just financially, but emotionally too. Looking for a ‘dream home’ can easily become stressful if you start making mistakes early in the process. We’re knowledgeable about the house purchase process, so here’s our handy guide on what to expect. Step 1 – Find a …

Are interest rates likely to rise?

The golden rule of interest rates: wherever the US goes, the UK tends to follow. So it’s not surprising that while we’re seeing rates rise in the US – with their base rate rising to 1.25% this month (June 2017), and expected to rise again soon – those in finance are getting jittery about the UK’s position. Do interest rates …

The “Bank of Mum and Dad” is officially the UK’s ninth biggest lender

Every parent wants to see their children succeed and fly the coop at some point, and for young people, owning a home is a dream, a major step into adulthood and financial independence. However, while previous generations were able to easily secure mortgages from banks, now children are increasingly looking to the “Bank of Mum and Dad” (Bomad) to help …

How does a mortgage work exactly?

Unless you are fortunate enough to have the cash in the bank, a mortgage will be a necessary requirement in order to buy your own a house, and getting the right mortgage in place will be the first crucial step to that dream of home ownership. Put simply when you buy a home using a mortgage you agree to pay …

Is now the right time to switch from your standard variable rate mortgage?

With Article 50 triggered, two years of negotiations to wade through and now a General Election on the horizon, there is a big question mark over the future of Britain’s economy. Markets react well to stability and have a direct knock-on effect on our housing prices and interest rates. With this in mind, is now the time to change your …