A Guide to the House Purchase Process

The house purchase process is exciting, demanding and potentially frustrating. There’s a lot to consider, not just financially, but emotionally too. Looking for a ‘dream home’ can easily become stressful if you start making mistakes early in the process. We’re knowledgeable about the house purchase process, so here’s our handy guide on what to expect. Step 1 – Find a …

Buying a House with a Partner, Spouse or Friend

There has been a lot of press coverage recently about the rights that couples have when it comes to marriage and civil partnerships. A recent court case heard a couple arguing that they should be allowed to enter in to a civil partnership, even as a heterosexual couple. How do the various relationship statuses impact on the rights and agreements …

Selling your home shouldn’t be scary

There doesn’t seem to be a day that goes by where there isn’t some news, speculation or movement concerning the property market. Whether it’s interest rates, the number of houses being built or spiralling prices, it can be a little daunting if you’re in the mindset of selling. We’re told that demand is outstripping supply and therefore it should be …

Mortgage Application

7 Reasons why your mortgage application might have been rejected

Securing a mortgage on a prospective home can be a daunting prospect. Before you dive in to a mortgage application, get ahead of the game by understanding the most common reasons mortgage applications are rejected. Remember, each lender has its own lender criteria, which may place more weight on one factor than another. What one lender might perceive as risk, …